I haven’t gotten my credit card replacement yet. Boo to HSBC! Hmp! But in some ways I’m also thankful since I’m forced to pay in cash in all my purchases. I can just imagine if I have my card with me during all the shopping I’ve been doing lately. I would have certainly bought more stuff. But without a credit card I would have to think more before buying anything since I don’t want to run out of cash.
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