Credit cards are indeed very useful. It has saved me a lot of times when I don’t have enough cash and the atm line is just too long. It really is very convenient having a credit card. Although, of course, as I always advice, be very disciplined in using your credit card or else you may end up buried deep in debt. I know a lot of people who can’t pay off their credit card. It’s a trap most cannot avoid. I too have some pending balance yet to be paid off. Well, it is indeed very easy to apply for a credit card. There are even Credit Cards For Students. But the hardest part is paying off your credit card bill so spend wisely, ok?
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