credit card

Are credit cards our friend or foe? I guess it really depends on how your attitude towards its usage. They say that they pose as a great temptation to overspend. Well, it would really depend on the person using it and how discipline he or she is. I admit to have abused my credit card during certain circumstances, but I am slowly learning to discipline myself in using this powerful card. Having a Credit Card really has a lot of advantages. Atleast you would not have to bring so much cash all the time. Anyway, in case you plan to get a new credit card, make sure you compare first the perks offered and choose the perfect credit card company where you will benefit the most.